Rated 4.9/5

Commercial Funding for Irish Companies

Match with the right Irish non-bank lender in under 60 seconds. Funding from €10,000 to €500,000.

Our Partners:

Why choose us

Capital at the speed of business, not banks.

Traditional Banks & Brokers

Rigid & Slow Approvals

6 to 10 weeks of credit committee reviews and bureaucracy that stall your growth plans.

Heavy Documentation

Endless paperwork, multi-year forecasts, and personal property guarantees required upfront.

Credit Score Risk

Multiple hard searches that leave inquiry footprints on your Central Credit Register (CCR) profile.

With Nucap

Decisions in 24–48 Hours

Fast pre-qualification and direct underwriter term sheets issued in days, not months.

Frictionless Digital Process

Instant CRO verification and a simple digital file—no business plans required.

Zero Credit Footprint

Soft matching engine with zero impact on your Central Credit Register (CCR) profile.

What We Offer

Flexible capital for every growth stage.

Unsecured Term Loans

No personal property charges; fixed monthly terms up to 5 years.

Asset & Equipment Finance

Fast lease/HP agreements secured solely against the asset.

Invoice Finance & Factoring

Selective single-invoice facilities or full debtor book discounting.

Merchant Cash Advance

Repaid automatically as an agreed percentage of daily card sales.

How it works

From application to drawdown in 3 simple steps

01

60-Second Digital Intake

Tell us your funding requirement and company CRO number. No business plans, complex cash-flow forecasts, or endless branch visits required.

Instant Panel Matching

Our system cross-references your trading profile against the exact credit criteria of 50+ verified non-bank lenders to find your highest-probability match.

02

03

Direct Terms & Drawdown

Receive tailored term sheets directly from underwriters in 24 to 48 hours. Choose the facility that fits your cash flow, e-sign your agreement, and draw down capital.

FAQ

Answers to your most common questions

Will checking my eligibility impact my company’s credit score?

What types of businesses are eligible to apply?

How fast can we receive an offer and access funds?

What documentation do I need to provide?

Why should I use Nucap instead of applying to a lender directly?

Do I need to put up personal collateral or a charge over my home?

Contact us

Get in touch with our team

Fund your business faster with flexible non-bank solutions.

Copyright@2026

SURA Limited, trading as Nucap, is a commercial credit broker, not a lender, registered in Ireland (CRO 743476). Our services are restricted exclusively to registered companies (LTD / DAC) for business purposes; we do not arrange consumer credit, personal loans, or finance for sole traders, and our commercial finance services are not regulated by the Central Bank of Ireland.

Fund your business faster with flexible non-bank solutions.

Copyright@2026

SURA Limited, trading as Nucap, is a commercial credit broker, not a lender, registered in Ireland (CRO 743476). Our services are restricted exclusively to registered companies (LTD / DAC) for business purposes; we do not arrange consumer credit, personal loans, or finance for sole traders, and our commercial finance services are not regulated by the Central Bank of Ireland.

Fund your business faster with flexible non-bank solutions.

Copyright@2026

SURA Limited, trading as Nucap, is a commercial credit broker, not a lender, registered in Ireland (CRO 743476). Our services are restricted exclusively to registered companies (LTD / DAC) for business purposes; we do not arrange consumer credit, personal loans, or finance for sole traders, and our commercial finance services are not regulated by the Central Bank of Ireland.